Nevada’s disabled-veteran property tax exemption is a county-administered tax benefit, not a VA loan feature and not something a mortgage lender approves. It can reduce the assessed value used to calculate property tax, or you can apply it to vehicle governmental-services tax, after you qualify with your county assessor.

This article explains who qualifies, the assessed-value amounts published as of November 9, 2026, and how the exemption fits next to a VA purchase in Nevada. It is general education, not tax advice and not a promise of a dollar amount you will save. Your actual tax-bill reduction depends on the local tax rate and how you allocate the exemption.

Utah has a different exemption, calculated from taxable value and your disability rating. If you are comparing the two states, start with Utah Disabled Veteran Property Tax Exemption. The Nevada rules below come from the Nevada Department of Veterans Services, the Nevada Department of Taxation, the Clark County Assessor and Washoe County’s 2026/2027 disabled-veteran affidavit. Wyoming writes the benefit differently again: a $6,000 assessed-value exemption and a three-year residency rule.

Two different Nevada exemptions

Nevada has a wartime veteran exemption and a disabled-veteran exemption. The Nevada Department of Taxation says you may qualify for only one of them, not both.

• Disabled-veteran exemption (NRS 361.091): for a bona fide Nevada resident who has a permanent service-connected disability and an honorable discharge, or a qualifying surviving spouse. The Nevada Department of Veterans Services and the Clark and Washoe assessor materials say the disability must be at least 60 percent permanent and service-connected. The amount depends on the disability percentage.

• Wartime veteran exemption (NRS 361.090): a smaller exemption for qualifying wartime or emergency-period service. The Nevada Department of Veterans Services says it applies to residents who served a minimum of 90 continuous days of active duty in the Army, Navy, Marines, Air Force, Coast Guard, National Guard or Reserves while on active duty, or the Merchant Marine during time of war or national emergency.

Washoe County’s disabled-veteran affidavit says a person with a permanent service-connected disability of 59 percent or less does not qualify under NRS 361.091 but may qualify for the veteran exemption under NRS 361.090.

Who qualifies for the disabled-veteran exemption

The Nevada Department of Veterans Services says the disabled-veteran exemption is for veterans with a permanent service-connected disability of at least 60 percent. To qualify, the veteran must have an honorable separation from service and be a resident of Nevada. The surviving spouse of a disabled veteran who was eligible for the exemption at the time of death may also be eligible.

The Nevada Department of Taxation’s veterans tax-exemption FAQs define a bona fide resident as someone who has established residence in Nevada and has actually resided in Nevada for at least six months, or who has a valid Nevada driver’s license or identification card that does not indicate seasonal resident status.

Clark County’s assessor page adds that you must possess a valid Nevada driver’s license or identification card, provide a DD214 or other honorable-discharge or separation document, and provide documentation of the percentage of permanent service-connected disability from VA or the Armed Forces. See Clark County Assessor: Exemptions.

Surviving spouses

The Nevada Department of Taxation lists extra rules for a surviving spouse claiming the disabled-veteran exemption:

• You must have been married to and living with the veteran who incurred the permanent service-connected disability for the five years preceding his or her death.

• The veteran must have been eligible for the exemption at death, or would have been eligible if the veteran had been a Nevada resident.

• You have not remarried.

• You are a bona fide resident of Nevada.

Clark County separately lists a surviving-spouse exemption under NRS 361.080, with a published assessed-value amount of $1,820, which is a different line from the disabled-veteran exemption. The disabled-veteran benefit, Clark says, may succeed to the surviving spouse of a disabled veteran who was eligible at death. If you are also using the VA home loan benefit as a surviving spouse, see VA Home Loans for Surviving Spouses.

A surviving spouse who is also a veteran may, according to the Nevada Department of Taxation, receive the surviving-spouse disabled-veteran exemption under NRS 361.091 as it applied to the spouse and the veteran exemption under NRS 361.090 as it applies to the surviving spouse’s own service.

How much is the exemption?

All of these figures are assessed-value amounts, not the dollars that come off your tax bill. The Nevada Department of Taxation says the statutory bases, before the annual Consumer Price Index adjustment measured from July 2003, are:

• 100 percent permanent disability: the first $20,000 of assessed valuation

• 80 to 99 percent: $15,000 of assessed value

• 60 to 79 percent: $10,000 of assessed value

• Wartime veteran exemption: the first $2,000 of assessed property valuation, also CPI-adjusted from July 2003

Clark County Assessor’s current exemptions page, checked November 9, 2026, lists these published assessed-value amounts:

• Veteran: $3,640

• 60%–79% disabled veteran: $18,200

• 80%–99% disabled veteran: $27,300

• 100% disabled veteran: $36,400

• Surviving spouse (NRS 361.080): $1,820

Washoe County’s Affidavit of Disabled Veteran for the 2026/2027 fiscal year lists the same disabled-veteran assessed-value tiers: $36,400 at 100 percent, $27,300 at 80–99 percent and $18,200 at 60–79 percent, and notes that the assessed value has been adjusted for CPI under NRS 361.091.

Assessed value is not the same as tax-bill savings

Clark County’s FAQ says property-tax exemptions in Nevada are stated in assessed-value amounts, that assessed value approximates 35 percent of taxable value, and that the exemption amount will vary each year with the Consumer Price Index and tax rates throughout the county. Clark’s own illustration: if an exemption is $1,000 of assessed value and the tax rate is $3.50 per hundred of assessed value, multiply $1,000 × 0.035 = $35.00. That is Clark’s example of the conversion, not an estimate of what any veteran will save.

Because tax rates differ by area, I am not converting the $18,200, $27,300 or $36,400 figures into a promised tax-bill savings.

How to apply

• Apply with the county assessor where you will use the exemption. The Nevada Department of Veterans Services links to each county’s assessor page, and the Department of Taxation says to contact your local assessor or download that office’s application.

• You can use the exemption in only one Nevada county at a time.

• For real property, Clark County says any portion applied to next year’s real-property tax must be applied by June 15 before the fiscal year starts. The reduction appears on the property-tax bill mailed in July.

• Washoe County’s 2026/2027 affidavit says to return it by June 15 prior to the start of the fiscal year. If you acquire the property between June 15 and June 30, Washoe gives you until July 5 to claim the exemption for the current fiscal year. Later real-property applications are applied to the following fiscal year (on that form, 2027/2028). Each fiscal year runs July 1 to June 30.

• Washoe requires a photocopy of your Nevada driver’s license or identification card, a photocopy of your honorable-discharge document (such as a DD214), and a VA or military certificate showing the total percentage of permanent service-connected disability. The affidavit must be signed before a notary or a staff member of the Assessor’s Office.

• Clark County says that after the original affidavit, the assessor mails an exemption-renewal postcard each year. Sign and return it to continue the exemption.

You may split the exemption among real property, personal property (including a manufactured home) and DMV governmental-services and supplemental governmental-services taxes, up to the total assessed value of the exemption. Clark County notes that leftover exemption after you pay vehicle registration cannot later be applied to real-property taxes if you missed the June 15 real-property deadline.

You may also donate the exemption, in lieu of claiming it, to a Gift Account for the Veterans Home in Southern Nevada or Northern Nevada, by paying the tax and directing the county to deposit the exempted amount.

The wartime veteran service windows Clark publishes

For the smaller veteran exemption, Clark County says a veteran must have served a minimum of 90 continuous days of active duty, of which at least one day was in one of the periods the assessor lists, including December 7, 1941, to December 31, 1946; June 25, 1950, to May 7, 1975; September 26, 1982, to December 1, 1987; December 20, 1989, to January 31, 1990; August 2, 1990, to April 11, 1991; December 5, 1992, to March 31, 1994; and November 20, 1995, to December 20, 1996. Clark also treats as eligible veterans who served on active duty in connection with Public Law 102-1 or a campaign or expedition for which a medal has been authorized. The Nevada Department of Taxation points back to the service periods in NRS 361.090, so confirm your dates with your county assessor rather than treating any one county list as the entire statute.

How it fits with a VA loan

• It is separate from the VA funding fee exemption. The funding fee exemption depends on receiving, or being eligible for, VA disability compensation or another status VA lists. See Who Is Exempt From the VA Funding Fee?.

• A VA loan does not apply this property-tax exemption for you. After you buy — or, if the county allows, when you have enough ownership information to file — you still apply with the assessor.

• I am licensed in Nevada and can originate a VA loan there, subject to VA and lender approval of your credit, income, debts, assets, occupancy and the property. I do not administer the exemption and cannot promise what your tax bill will be.

• For the loan itself, start with How VA Loans Actually Work in 2026.

FAQ

Will this exemption wipe out my property taxes?

Not automatically. The published amounts are caps on assessed value, and Clark County explains that the dollars taken off the bill equal the assessed-value exemption times the local tax rate. Homes and tax rates vary.

Can I use it on a vehicle instead of a house?

Yes. The Nevada Department of Veterans Services and Clark County both say you may apply the exemption to governmental-services taxes when you register a vehicle with DMV, or split it between categories.

Do I have to own the home for six months before I qualify?

The six-month rule in the Department of Taxation’s FAQs is about bona fide Nevada residency, and a valid Nevada driver’s license or identification card can also establish residency. Ask your county assessor how it reads a new arrival who already has a Nevada ID.

Does a VA disability rating below 60 percent qualify?

Not for the disabled-veteran exemption, according to the Nevada Department of Veterans Services and the Clark and Washoe materials. Washoe notes you may still qualify for the smaller veteran exemption under NRS 361.090 if you meet that statute.

Next step

If you are buying in Nevada and have a VA disability rating, reach out. I’ll help you look at a VA purchase and point you to the county assessor for the exemption itself. I’m licensed in Nevada, and you can confirm NMLS #1514540 on NMLS Consumer Access. Please don’t send your Social Security number, disability letters or other personal documents through the contact form or email; we’ll set up a secure way to share them if you move forward.

Sources

• Nevada Department of Veterans Services: Real Property/Vehicle Tax Exemption

• Nevada Department of Taxation: Veterans’ Tax Exemptions FAQs

• Clark County Assessor: Exemptions

• Washoe County Assessor: Affidavit of Disabled Veteran (2026/2027)

• NMLS Consumer Access

Sources checked November 9, 2026. Jimmy Hobson, NMLS #1514540, UMortgage, powered by NEXA Lending (NMLS #1660690). This article is general education. It is not affiliated with or endorsed by the Nevada Department of Veterans Services, the Nevada Department of Taxation, Clark County or Washoe County. It is not a loan approval, a commitment to lend, or legal or tax advice. Exemption amounts, deadlines and eligibility can change. Please don’t send your Social Security number or personal documents through the contact form or email.