THEJIMMYHOBSON.COM
Your information matters. Here’s what we collect, why we collect it, and how it may be used.
Effective date: September 11, 2026
ABOUT THIS WEBSITE
TheJimmyHobson.com is the personal website of Jimmy Hobson, NMLS #1514540. The site provides information about mortgages, VA lending, loan officer education, business, and other educational topics.
This Privacy Policy explains how information submitted through this website may be collected, used, disclosed, and protected.
INFORMATION YOU PROVIDE THROUGH THIS WEBSITE
You may voluntarily provide information when you submit a contact form, ask Jimmy a question, request mortgage information, request loan officer information or training, download or request educational resources, or subscribe to communications.
This information may include your name, email address, telephone number, questions, messages, and other information you voluntarily provide.
DO NOT SUBMIT SENSITIVE FINANCIAL INFORMATION THROUGH GENERAL WEBSITE FORMS
Do not submit Social Security numbers, bank account numbers, passwords, tax returns, credit information, income documentation, or other highly sensitive personal or financial information through general forms on TheJimmyHobson.com.
If information of that nature is required for a mortgage application or transaction, you may be directed to an appropriate secure mortgage application or document-delivery system.
MORTGAGE APPLICATION INFORMATION
In connection with an actual mortgage application or transaction, the mortgage company and its authorized service providers may collect nonpublic personal information necessary to evaluate, process, underwrite, close, and service a mortgage transaction.
This may include information provided on applications or other forms, transaction information, information obtained from consumer reporting agencies, and information obtained from employers or other parties to verify information provided in connection with the mortgage transaction.
Mortgage application information submitted through a separate secure mortgage system is subject to the privacy notices, disclosures, authorizations, and terms applicable to that system and the mortgage company handling the transaction.
INFORMATION COLLECTED AUTOMATICALLY
TheJimmyHobson.com and its service providers may automatically collect technical information such as IP address, browser and device information, pages viewed, referring websites, approximate location derived from IP address, website interactions, cookies, and similar technologies.
This information may be used to operate and improve the website, understand visitor behavior, measure marketing performance, and maintain security.
HOW INFORMATION MAY BE USED
Information may be used to respond to inquiries, provide requested information or resources, communicate with visitors, assist with legitimate mortgage inquiries, improve the website, measure marketing effectiveness, maintain security, and satisfy applicable legal or regulatory obligations.
HOW INFORMATION MAY BE DISCLOSED
Personal information may be disclosed to affiliated or related entities, mortgage professionals, lenders, service providers, technology providers, or other parties when reasonably necessary to respond to a request, facilitate a requested mortgage transaction, operate the website, provide requested services, or comply with applicable law.
Information may also be disclosed when required by law, regulation, subpoena, court order, governmental request, or other legal process.
Personal information is not sold in exchange for money.
CONSENT TO ELECTRONIC TRANSMISSION
By voluntarily submitting information through TheJimmyHobson.com, you consent to the electronic transmission of the information you provide for the purposes described in this Privacy Policy and in connection with the request you initiate.
COMMUNICATIONS
If you request information or affirmatively consent to receive communications, you may receive communications related to your inquiry or requested services.
Any website form used to obtain consent for marketing calls, text messages, automated communications, or email marketing must display the applicable consent and opt-out language at the point where consent is obtained.
Do not use submission of a general website form as blanket consent for marketing communications unless the applicable form contains the required consent disclosure.
COOKIES + ANALYTICS
The website may use cookies, analytics tools, advertising technologies, and similar services to understand website traffic, interactions, and marketing performance.
Visitors may be able to control certain cookies through their browser settings or any cookie controls provided on the website.
CONFIDENTIALITY + SECURITY
Reasonable administrative and technical safeguards may be used to protect information under our control. Access to nonpublic personal information should be limited to persons and service providers with a legitimate business need for that information.
No internet transmission or electronic storage system can be guaranteed to be completely secure.
THIRD-PARTY WEBSITES + SERVICES
TheJimmyHobson.com may contain links to third-party websites and services, including mortgage application systems, lenders, industry resources, publications, social media platforms, and other external websites.
Those third parties maintain their own privacy policies and practices. TheJimmyHobson.com is not responsible for the privacy practices or content of third-party websites.
DATA RETENTION
Information may be retained as reasonably necessary to respond to requests, maintain business records, satisfy legal and regulatory obligations, resolve disputes, and support legitimate business purposes.
YOUR PRIVACY CHOICES
You may request access to, correction of, or deletion of information you have submitted through this website, subject to applicable legal, regulatory, mortgage-record-retention, and compliance requirements.
You may also opt out of eligible marketing communications using the unsubscribe or opt-out method provided with those communications.
CHILDREN’S PRIVACY
This website is not directed to children under 13, and personal information from children under 13 is not knowingly collected through this website.
CHANGES TO THIS PRIVACY POLICY
This Privacy Policy may be updated periodically to reflect changes in the website, technology, business practices, applicable law, or regulatory requirements. The effective date above indicates when this policy was last updated.
QUESTIONS ABOUT PRIVACY
Questions about this Privacy Policy or information submitted through TheJimmyHobson.com may be submitted through the Contact page.
When you proceed from TheJimmyHobson.com into a secure mortgage application or transaction platform, additional privacy notices and disclosures may apply. Please review those notices before submitting sensitive personal or financial information.